How to mitigate SMS pumping without breaking signup
June 8, 2026
SMS pumping can quietly inflate OTP costs. Learn how it works and how to reduce exposure with smarter routing, passkeys, rate limits, and provider controls.
BSP Circular 1213: Philippine banks must replace SMS OTPs by June 2026
March 17, 2026
The BSP has set a June 30, 2026 deadline for Philippine banks to replace SMS OTPs under Circular 1213 and AFASA. Here's what the regulation requires and how banks can comply.
